Unemployment benefit in Bulgaria 2026: how to claim it

Unemployment benefit in Bulgaria 2026: how to claim it

Pravko24 February 202610 min

How to get unemployment benefit in Bulgaria in 2026: conditions, amount, deadlines and the steps to register at the Labour Office.

Lost your job? Don’t worry: you are entitled to unemployment benefit (обезщетение за безработица) if you meet certain conditions. In this guide you will learn everything you need to know about the amount, the conditions and the steps to apply in 2026.

❓How much is unemployment benefit in 2026?

✅The benefit is 60% of your average remuneration for the last 24 months. Minimum: €9.21 per day (about BGN 360 a month). Maximum: €54.78 per day (about BGN 2,140 a month).

Source: State Social Security Budget Act for 2026 (ЗБДОО)

Conditions for receiving the benefit

To be entitled to unemployment benefit, you must meet several basic requirements. Here is what to check:

Requirements for the benefit

All conditions must be met at the same time

At least 12 months of insurance*

For unemployment within the last 18 months

Registration at the Labour Office (Бюро по труда)*

As an active job seeker

No entitlement to a pension for insurance record and age*

You are not working*

* Mandatory

Social Insurance Code (КСО)

Art. 54а(1)

Official Bulgarian text

„Право на парично обезщетение за безработица имат лицата, за които са внесени или дължими осигурителни вноски за фонд 'Безработица' най-малко 12 месеца през последните 18 месеца преди прекратяване на осигуряването.“

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Steps to apply

After you lose your job, there are set time limits for registering and submitting your application. Here is what you need to do:

7 working days

to register at the Labour Office after your employment contract is terminated

If you are late, you lose the benefit for the days of delay!

Application process

1

Within 7 working days of the contract ending. Can also be done online.

2

Prepare your documents

1-2 days

Termination order, employment record book (трудова книжка), ID card

3

Within 3 months of registration. Online with a personal identification code (ПИК) or in person

4

Wait for the decision

14 days

The НОИ issues an order granting or refusing the benefit

Documents you need

To apply for the benefit, you need to prepare the following documents:

Documents for registering at the Labour Office

0/4

ID card*

Order terminating the employment contract*

Original or copy

Employment record book (трудова книжка)*

Education diploma

On first registration

* Mandatory documents

Documents for the application to the НОИ

0/3

Application-declaration*

Completed online or on a paper form

Bank account declaration*

For transferring the benefit

Documents for insurance record from abroad

If you have any

* Mandatory documents

How is the benefit calculated?

The amount of the benefit depends on your average daily remuneration over the last 24 calendar months before your insurance ended.

60%

60% of the average daily gross remuneration for the last 24 months

Source: КСО, Art. 54б

Example: calculation with a salary of BGN 1,500

Average monthly salary

BGN 1,500

60% of the salary

BGN 900

Daily benefit (900/21)

~BGN 42.86

Monthly benefit

With 21 working days

~BGN 900

The calculation is an example. The actual amount depends on your specific data.

How long will I receive the benefit?

How long the benefit is paid depends on your accumulated insurance record for unemployment. The more insurance record you have, the longer you will receive the benefit.

Insurance recordPayment period
Up to 3 years4 months
From 3 to 7 years6 months
From 7 to 11 years8 months
From 11 to 15 years10 months
Over 15 years12 months

Duration of the benefit by insurance record

Social Insurance Code (КСО)

Art. 54в

Official Bulgarian text

„Паричното обезщетение за безработица се изплаща от датата на последното прекратяване на осигуряването за периоди, определени според продължителността на осигурителния стаж.“

When do you receive the minimum benefit?

You will not always receive the full amount of the benefit. In some cases you are entitled only to the minimum amount for a limited period.

Attention: minimum benefit for 4 months

For certain grounds for terminating the contract you receive only the minimum benefit (€9.21 per day) for a maximum of 4 months, regardless of your insurance record.

Cases with the minimum benefit

In these cases the benefit is reduced

Resigning of your own accord

Art. 326 of the Labour Code (КТ)

Termination by mutual agreement

Art. 325, item 1 КТ

Disciplinary dismissal

Art. 330 КТ

Where the employee is at fault

When is the benefit paid?

Once your application is approved, the benefit is paid automatically every month.

15th

of the month following the month for which the benefit is due

The money is transferred to the bank account you gave

Payment schedule

You work in January

Last working day 31 January

Registration in February

At the Labour Office and the НОИ

Benefit for February

You receive it around 15 March

Benefit for March

You receive it around 15 April

Checking your status online

You can check the status of your application and the benefits paid through the НОИ’s e-services.

Ways to get online access

Choose one of the access options

1

ПИК from the НОИ

Free, obtained from a НОИ office

or
2

Qualified electronic signature (КЕП)

Paid electronic signature

or
3

ПИК from the National Revenue Agency (НАП)

Also works for some services

Online statement of benefits

1

With a ПИК or КЕП

2

Choose a statement

‘Statement of unemployment benefits paid’

3

Review the data

Period, amount, date of transfer

Frequently asked questions

❓Can I work and receive unemployment benefit at the same time?

✅No. If you start work under an employment contract or a civil contract with an income above the minimum wage, the benefit is stopped. If you work part time, you may receive a partial benefit.

Source: КСО, Art. 54д

❓What happens if I am late registering?

✅If you register after the 7th working day, you lose the benefit for the days of delay. If you register after 3 months have passed since the termination, you lose the right to the benefit entirely.

Source: КСО, Art. 54а

❓Is work experience abroad recognised?

✅Yes, insurance periods from other EU countries are recognised. You need to submit form U1/E301 from the relevant country.

Source: Regulation (EC) 883/2004

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⚠️ Important

Pravko provides legal information, but it does not replace advice from a lawyer. For important legal matters, consult a licensed lawyer.

#unemployment benefit Bulgaria#Labour Office#National Social Security Institute#employment law#social security#2026

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